5 Advantages to Homeownership

Homes are the single most expensive item most people will ever buy but can also be one of the most rewarding as well. There are so many advantages to owning a home rather than renting. Many people consider it a fulfillment of the American dream. So for people that are on the fence here are some of the advantages to owning your own home.

1. Value 

One of the great things about owning a home is that property and homes are appreciating assets. Meaning that they continue to go up in value. Now obviously the market has its ups and downs but generally the price of homes increase over time.

2. Predictable Costs

When you buy a home with a fixed rate mortgage you never have to worry about your payments going up. Where as when you rent the prices tend to change on a daily basis. 

3. Tax Benefits

By owning your home, you are eligible to receive many tax benefits throughout the time you spend in the home. Homeowners may deduct mortgage interest and property tax payments, as well as certain other expenses from their federal taxable income. 

4. Pride of Homeownership

There is a certain joy in owning your own home that is simply unbeatable. Pride of ownership is the number one reason why people want to own a home. It means you can paint the walls the color that you want and hang permanent fixtures. There is just nothing else like it.

5. Options

When looking into buying your first house you’ll find that there is plenty of financing options. So you are almost guaranteed to find one that will fit your situation. So don’t be scared to do some research and find an option that will work for you. 


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